RACI Matrix: Roles and Responsibilities

Define who is Responsible, Accountable, Consulted, and Informed for each governance activity.

RACI Definitions

R (Responsible): Does the work
A (Accountable): Final approval authority
C (Consulted): Provides input and expertise
I (Informed): Kept updated on status

Note for Smaller Institutions: Roles may be combined based on organizational size and structure. For example, a Compliance Officer may also serve as AI Governance Lead, or the CISO function may be assigned to an IT Director. The RACI assignments remain the same; the individual simply holds multiple roles. Ensure adequate segregation of duties for critical controls.

Agent Governance Activities

Zone 1: Personal Agent Deployment

Activity	AI Lead	Compliance	CISO	PP Admin	Requester	Board
Create personal agent	C	I	I	I	R	I
Document purpose	R/A	I	I	I	I	I
Deploy to personal env	I	I	I	R	A	I
Record in inventory	I	R	I	I	I	I

Summary: Personal agent, minimal governance, creator owns documentation.

Zone 2: Team Agent Deployment

Activity	AI Lead	Compliance	CISO	PP Admin	Manager	Board
Business case review	A	C	C	I	R	I
Risk assessment	R	C	C	I	C	I
Approval workflow	C	R/A	C	I	C	I
Security review	C	C	R/A	C	I	I
Deploy to team env	I	I	I	R/A	I	I
Document in registry	I	R	I	I	C	I
Train team	C	I	I	I	R/A	I
Quarterly review	R	A	I	I	C	I

Summary: Team agent, formal approval, manager sign-off, quarterly reviews.

Zone 3: Enterprise Agent Deployment

Activity	AI Lead	Compliance	CISO	Legal	CRO	Board	External Auditor
Strategic planning	R/A	C	C	I	C	C	I
Business case	R	C	C	C	R	C	I
Risk assessment	R	C	C	C	C	A	C
Regulatory review	C	R/A	C	C	C	A	C
Security testing	C	C	R/A	C	I	I	C
Model risk assess	R	C	C	I	A	A	C
Bias/fairness testing	R/A	C	C	I	C	C	C
Legal review	C	C	I	R/A	I	C	C
Governance committee	R	A	A	A	A	A	I
Change control	I	C	R	C	C	I	I
Deploy to production	I	I	I	I	I	R/A	I
Document in registry	I	R	I	I	I	I	I
Train operators	C	I	I	I	I	I	I
Monthly monitoring	R/A	A	C	I	C	I	C
Quarterly review	R	A	C	C	A	A	I
Annual validation	R	C	C	I	A	A	A

Summary: Enterprise agent, comprehensive governance, board-level oversight, multiple approvals.

Additional Controls RACI Assignments

The following RACI assignments apply to additional controls:

Control 1.19: eDiscovery for Agent Interactions

Activity	AI Lead	Compliance	CISO	Legal	PP Admin
Define eDiscovery procedures	C	R/A	C	C	I
Configure legal holds	I	R	C	A	I
Search agent content	I	R	C	C	I
Export for regulators	I	R	C	A	I
Quarterly testing	C	R/A	I	C	I

Control 2.15: Environment Routing & Auto-Provisioning

Activity	AI Lead	Compliance	CISO	PP Admin	Business
Define routing strategy	R/A	C	C	C	I
Configure default routing	C	I	I	R/A	I
Map security groups	C	I	C	R/A	I
Enable developer environments	C	I	I	R/A	I
Monitor routing effectiveness	R	I	I	A	I

Control 3.7: PPAC Security Posture Assessment

Activity	AI Lead	Compliance	CISO	PP Admin	Internal Audit
Review security score	C	C	R/A	C	I
Address recommendations	C	C	R	A	I
Track improvements	R	I	A	C	C
Executive reporting	R	A	C	I	I

Control 3.8: Copilot Hub

Activity	AI Lead	Compliance	CISO	PP Admin	Business
Access and configure dashboard	R/A	I	I	C	C
Monitor usage metrics	R	I	I	C	C
Track capacity/consumption	C	I	I	R/A	I
Report to executives	R/A	C	I	I	I

Control 3.9: Microsoft Sentinel Integration

Activity	AI Lead	Compliance	CISO	PP Admin	SOC
Define monitoring requirements	C	C	R/A	C	C
Configure Sentinel workspace	I	I	C	C	R/A
Create analytics rules	C	I	R	C	A
Monitor and respond	I	I	C	I	R/A
Threat hunting	I	I	C	I	R/A

Core Governance Roles

1. Chief Information Security Officer (CISO)

Accountability: Information security program and risk management

Responsibilities:

Oversee agent security requirements
Approve security testing procedures
Incident response and escalation
Define encryption standards
MFA and conditional access policies
Runtime threat detection
Reporting to board/audit committee

Zone Focus: Zones 2 & 3 security

2. Chief Compliance Officer / Compliance Officer

Accountability: Regulatory compliance and governance effectiveness

Responsibilities:

Define governance policies and procedures
Oversee compliance assessments
Regulatory relationship management
Audit coordination
Incident investigation and reporting
Compliance training
Executive reporting on compliance status

Zone Focus: Zones 2 & 3 compliance

3. AI Governance Lead

Accountability: Agent governance framework and implementation

Responsibilities:

Framework administration
Agent classification to zones
Governance committee chair (Zone 3)
Model risk management oversight
Change control coordination
Compliance dashboard
Governance team leadership

Zone Focus: All zones

4. Power Platform Administrator

Accountability: Technical implementation and platform governance

Responsibilities:

Environment setup and management
Connector policies and restrictions
DLP policy configuration and testing
Audit logging setup and retention
ALM pipeline configuration
Performance monitoring
Technical troubleshooting

Zone Focus: Technical setup for all zones

5. Compliance Administrator

Accountability: Compliance monitoring and audit support

Responsibilities:

Audit log management
Compliance reporting
Data retention policies
eDiscovery coordination
Policy violation investigation
Audit evidence compilation
Compliance training administration

Zone Focus: Zones 2 & 3 monitoring

6. Security Administrator

Accountability: Identity and access security

Responsibilities:

MFA and Conditional Access setup
User provisioning and deprovisioning
Threat investigation
Insider risk monitoring
Access review coordination
Incident response

Zone Focus: Authentication and access control

7. SharePoint Administrator

Accountability: SharePoint governance for agents

Responsibilities:

Site permissions and access control
RCD (Restricted Content Discovery) setup
Retention policies
Guest access controls
Information access governance
Site-level compliance monitoring

Zone Focus: SharePoint-specific controls (Pillar 4)

8. Legal/General Counsel

Accountability: Legal risk and regulatory obligations

Responsibilities:

AI vendor agreements
Customer disclosure requirements
Regulatory filing/disclosure
Model validation oversight
Fair lending compliance
Breach notification procedures

Zone Focus: Zone 3 legal review

9. Chief Risk Officer (CRO)

Accountability: Enterprise risk oversight

Responsibilities:

Model risk governance (OCC SR 11-7)
Fair lending oversight
Third-party risk management
Risk committee reporting
Model validation supervision
Bias/fairness testing oversight

Zone Focus: Model risk for Zones 2 & 3

10. Internal Audit

Accountability: Independent control testing and assessment

Responsibilities:

Annual control testing
Governance procedure testing
Compliance monitoring
Model validation reviews
Audit reporting to board
Finding follow-up
SOX 404 assessment

Zone Focus: All zones monitoring

Agent Lifecycle Responsibilities

Agent Creation Phase

Role	Responsibility	Timing
Requester	Submit business case	Day 1
AI Lead	Initial classification	Day 2
Manager (Zone 2+)	Approve request	Day 3
Compliance	Review for regulatory fit	Day 4
CISO	Security assessment	Day 5
Governance Committee (Zone 3)	Final approval	Day 10

Implementation Phase

Role	Responsibility	Timing
PP Admin	Setup environment	Day 1-2
Developer	Build and test	Day 3-5
QA	Test procedures	Day 6-7
CISO	Security testing	Day 8-10
Compliance	Compliance verification	Day 11
AI Lead	Final sign-off	Day 12

Operations Phase

Role	Responsibility	Frequency
Requester/Owner	Daily monitoring	Daily
PP Admin	Availability monitoring	Daily
Compliance	Compliance checks	Weekly
AI Lead	Zone 2+ oversight	Weekly
Compliance Officer	Monthly compliance review	Monthly
Internal Audit	Quarterly testing	Quarterly
Governance Committee (Zone 3)	Monthly oversight	Monthly
CISO	Security monitoring	Continuous

Incident Response Phase

Role	Responsibility	Timing
Observer	Report incident	Immediately
PP Admin	Initial containment	<1 hour
CISO	Security assessment	<4 hours
Compliance Officer	Investigate root cause	<24 hours
AI Lead	Notify governance committee	<24 hours
Board (if material)	Escalation and approval	<48 hours

Approval Authority by Zone

Zone 1: Personal Productivity

Approver: Self-service (creator)
Escalation: N/A

Zone 2: Team Collaboration

Approver: Manager or Department Head
Escalation: AI Governance Lead or Compliance Officer

Zone 3: Enterprise Managed

Approvers:
Compliance Officer
CISO
General Counsel (if customer-facing)
CRO (if credit-related)
Final Authority: Governance Committee
Escalation: CEO or Board for material issues

Governance Committee (Zone 3)

Composition

Chair: AI Governance Lead
Members:
Compliance Officer
CISO
General Counsel
Chief Risk Officer (if OCC/CRO regulated)
Business Owner (agent requester)
Internal Audit (observer)

Meeting Frequency

Monthly for Zone 3 oversight
Special meetings for incidents or urgent items

Key Responsibilities

Approve Zone 3 agent deployments
Monitor ongoing compliance
Approve model changes
Escalate issues to senior management
Report to board quarterly

Training Requirements

Role	Training Topic	Frequency
All Staff	AI governance basics	Annual
Agent Creators	Development best practices	Annual
Agent Managers	Oversight and approval	Annual
Compliance	Detailed framework	Annual + as-needed
CISO	Security controls	Annual + as-needed
Board/Exec	AI governance overview	Annual

Escalation Procedures

Level 1 (Compliance Officer):

Policy violations
Non-compliance findings
Performance issues

Level 2 (CISO/Compliance):

Security incidents
Potential data breaches
Regulatory concerns

Level 3 (Board/CEO):

Material security breaches
Regulatory violations
Customer impact incidents
Significant compliance failures

FSI Agent Governance Framework Beta - December 2025